Cruise Tip #35 – Finances At Ports On Your Cruise

Embarking on a cruise is an exciting adventure, but when it comes to spending money while on board, it’s essential to be informed and prepared. One of the great conveniences for cruise passengers is that American dollars are widely accepted in Caribbean cruise ports. This means you don’t need to worry about exchanging currencies or having the local pesos on hand – American dollars are not only accepted but often preferred.


When exploring the various ports of call on your cruise, having American dollars can be a game-changer. It eliminates the hassle of dealing with different currencies at each stop, making transactions smoother and more convenient. While credit cards are also widely accepted in many places, it’s recommended to carry cash for most transactions.


Credit cards may be convenient, especially in touristy areas of port cities, but opting for cash can add an extra layer of security to your financial transactions. Using cash reduces the risk of potential card-related issues and ensures a seamless experience throughout your cruise. However, if you choose to use your credit card, it’s crucial to take a proactive step and call your credit card company beforehand.


Yes, credit cards are accepted in ports, but calling your credit card company before your cruise is a smart move. Using your card in multiple ports within a short time frame may trigger fraud alerts, leading to a temporary freeze on your account for security reasons. By informing your credit card company about your travel plans, you can prevent any disruptions to your financial transactions and enjoy a worry-free cruise experience.


In conclusion, whether you opt for cash or credit cards, being aware of the financial dynamics during your cruise is key. American dollars are your reliable companions in most Caribbean cruise ports, offering you the flexibility to enjoy your journey without the burden of managing multiple currencies. So, set sail with confidence, knowing that your finances are well-prepared for the adventures that await you at every port of call.

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